How to never pay an ATM fee again

Getty Images / Justin SullivanConsumers pay an average of $4.35 each time they use an out-of-network ATM.

Whether it be out of laziness or ignorance, we continue to pay ATM fees - and the seemingly insignificant charges can add up over time.

If you're using one of the traditional "big banks" you'll likely get hit with two fees if you don't use their machine: one from the ATM for the privilege of withdrawing cash, and one from your own bank for going out-of-network.

Thanks to the double charge, consumers these days are paying an average of $4.35 each time they use an out-of-network ATM.

The good news is that these fees are easily preventable. Never pay an ATM fee again by following these basics: