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13 strategies to save a fortune, from real people who retired before 40

KATHLEEN ELKINSJan 27, 2016, 22:54 IST

Flickr / Daniela

Contrary to popular belief, you don't have to win the lottery, inherit a windfall, or even earn a Wall Street salary to retire early.

Consider "Mr. Money Mustache," who averaged a $67,000 annual salary working as an engineer for 10 years before announcing his retirement at age 30. Or Jeremy Jacobson and Winnie Tseng, whose combined annual salary of $135,000 was enough to retire in their 30s with a multi-million dollar net worth.

To help you get started on the road to early retirement, we rounded up tips and strategies from regular people who retired before age 40.

Read on to see how they did it: