The average credit card debt in every state, ranked

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The average credit card debt in every state, ranked

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Jacob Lund/Shutterstock

The average credit card debt in the US is increasing.

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  • Credit card debt is on the rise in the US, with the average American household carrying $5,700 in credit card debt, according to a new report by ValuePenguin.
  • However, location accounts for differences in credit card debt across American households.
  • ValuePenguin broke down the average credit card debt by state and Alaska comes out on top.

More Americans are using credit cards than ever before.

And while the average percentage of Americans carrying credit card debt has been on the decline over the past ten years, the average credit card debt amount has been increasing, according to ValuePenguin, who recently explored data from the US Census Bureau and the Federal Reserve to take a closer look at credit card debt.

ValuePenguin found that more than 40% of all US households carry credit card debt, with the average American household carrying $5,700 in debt.

However, this average varies across different regions in the US. Using data from S&P Global Intelligence, ValuePenguin broke down the average credit card debt by state to highlight how location plays a factor.

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Below, see the average credit card debt in every state, ranked from lowest to highest.

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51. Ohio

51. Ohio

Average credit card debt: $5,446

50. South Carolina

50. South Carolina

Average credit card debt: $5,801

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49. Maine

49. Maine

Average credit card debt: $5,803

48. Pennsylvania

48. Pennsylvania

Average credit card debt: $6,065

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47. Michigan

47. Michigan

Average credit card debt: $6,082

46. Rhode Island

46. Rhode Island

Average credit card debt: $6,104

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45. Nebraska

45. Nebraska

Average credit card debt: $6,180

44. Tennessee

44. Tennessee

Average credit card debt: $6,217

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43. Massachusetts

43. Massachusetts

Average credit card debt: $6,277

42. Wisconsin

42. Wisconsin

Average credit card debt: $6,484

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41. Missouri

41. Missouri

Average credit card debt: $6,491

40. Vermont

40. Vermont

Average credit card debt: $6,545

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39. Mississippi

39. Mississippi

Average credit card debt: $6,673

38. Iowa

38. Iowa

Average credit card debt: $6,696

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37. Arkansas

37. Arkansas

Average credit card debt: $6,747

36. Minnesota

36. Minnesota

Average credit card debt: $6,761

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35. New Hampshire

35. New Hampshire

Average credit card debt: $6,838

34. Indiana

34. Indiana

Average credit card debt: $6,958

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33. Kansas

33. Kansas

Average credit card debt: $7,040

32. West Virginia

32. West Virginia

Average credit card debt: $7,090

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31. Georgia

31. Georgia

Average credit card debt: $7,090

30. Arizona

30. Arizona

Average credit card debt: $7,100

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29. Alabama

29. Alabama

Average credit card debt: $7,105

28. Delaware

28. Delaware

Average credit card debt: $7,158

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27. Kentucky

27. Kentucky

Average credit card debt: $7,190

26. North Carolina

26. North Carolina

Average credit card debt: $7,225

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25. Louisiana

25. Louisiana

Average credit card debt: $7,260

24. Illinois

24. Illinois

Average credit card debt: $7,278

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23. Connecticut

23. Connecticut

Average credit card debt: $7,304

22. South Dakota

22. South Dakota

Average credit card debt: $7,362

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21. Texas

21. Texas

Average credit card debt: $7,692

20. Virginia

20. Virginia

Average credit card debt: $7,867

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19. Nevada

19. Nevada

Average credit card debt: $7,871

18. Maryland

18. Maryland

Average credit card debt: $7,913

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17. New Mexico

17. New Mexico

Average credit card debt: $7,952

16. Oklahoma

16. Oklahoma

Average credit card debt: $8,059

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15. Washington

15. Washington

Average credit card debt: $8,108

14. Washington, DC

14. Washington, DC

Average credit card debt: $8,291

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13. Hawaii

13. Hawaii

Average credit card debt: $8,315

12. Florida

12. Florida

Average credit card debt: $8,444

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11. North Dakota

11. North Dakota

Average credit card debt: $8,450

10. Idaho

10. Idaho

Average credit card debt: $8,570

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9. Oregon

9. Oregon

Average credit card debt: $8,619

8. New York

8. New York

Average credit card debt: $8,764

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7. Colorado

7. Colorado

Average credit card debt: $9,108

6. New Jersey

6. New Jersey

Average credit card debt: $9,454

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5. Montana

5. Montana

Average credit card debt: $9,759

4. California

4. California

Average credit card debt: $10,496

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3. Utah

3. Utah

Average credit card debt: $11,222

2. Wyoming

2. Wyoming

Average credit card debt: $11,546

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1. Alaska

1. Alaska

Average credit card debt: $13,048