App-only bank Atom just launched - here's what it looks like
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Jul 26, 2021, 12:44 IST
When you open up the app you see this home screen. At the moment, it's just a demo.
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Click on "Our story so far" and a video opens up in the app that tells you about the bank.
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Click on the play button with no text in the left hand side of the home screen and you get another video, this one telling you how to open a fixed saver account, Atom's first product.
You get another video when you click on "Keeping things secure". This one walks you through Atom's login process.
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The video says that all you need to get into your account is "your smartphone and a combination of your face and your voice." Atom contrasts that with the pin pads that banks like Natwest give customers to log in online.
The little "Hello" button at the bottom of the home screen shows you this message from Nick, Atom's Head of User Experience.
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The app has a demo of Atom's fixed saver account, its first product. Here's the home screen, which shows the total balance and deposits.
Pull down on the purple bubble and you get a projection of how much interest you should earn — handy if you're trying to save for something specific.
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Click on the purple bubble and you get a breakdown of your account details and the product features.
Noticed the little pin pad button at the bottom of the fixed saver screen? Click on that and you get to "The Portal". Not all of the features are turned on here yet but you can look at "My profile", "Help & Support" and "How to complain".
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In "My profile" you can customise the app by choosing the colour scheme and putting your name in there.
Here's what I got when I clicked "Help & Support". I get enough push notifications as it is Atom!
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Finally, here's what you see on the "How to complain" screen.