Internet hails Paytm's lightning-fast payments with UPI LITE — here's how you can use it

Paytm Payments Bank's latest move to enable UPI LITE payments on the Paytm Super App has been met with a positive response from users, who are hailing the speedy and efficient transaction experience. The move is expected to accelerate the adoption of digital payments across India and further cement Paytm's position as India’s leading digital payments company.

Paytm Payments Bank is the first payments bank in India to offer UPI LITE payments, a feature that allows users to make small-value transactions of up to ₹200 in real-time, without the need for UPI PIN for each payment. This feature has been developed by the National Payments Corporation of India and is set to revolutionize the way small-value transactions are made in the country.

Several users have taken to social media to share their experience of making lightning-fast payments with UPI LITE on the Paytm App with a single tap. The seamless and hassle-free transaction process has won the hearts of many.


Renowned tech expert Rajiv Makhni hailed Paytm UPI LITE as a brilliant innovation. “Tech makes life Amazing Fast UPI payment, no UPI Pin, no failures, no bank entry. Enabled by new UPI Lite mode on Paytm. 1 bank account linked, max UPI wallet balance of 2k. Interesting experience. Try it now,” he tweeted.

Varun Krishnan, the founder of tech site FoneArena, highlighted that all payments up to Rs 200 are faster and fail-proof on Paytm with UPI LITE.


“Made the first payment using UPI LITE No PIN required, super fast. Great experience. Paytm has done a perfect job,” a user, Paurush Rawat, tweeted. Rawat shared a screenshot from the Paytm App showing a transaction of ₹85 made with UPI LITE.


The UPI LITE feature on the Paytm Super App provides a superior and reliable user experience with faster real-time payments for small-value transactions. The chance of transaction failure is also lower, making it a more dependable option for users. Additionally, payments made using UPI LITE will not be shown in the passbook, offering an uncluttered bank statement for the user.


Twitter user Mayur Shetty, who tried UPI LITE on Paytm Super App, appreciated the transaction speed. “Tried UPI LITE for the first time. Works superfast. Quicker than tap to pay.” he wrote.


“Tried UPI Lite on Paytm today. What an idea Paytm. No more awkward looks from shopkeepers due to buffering screens or stuck payments. Super quick payments that won't fail,” said another Paytm user.

Paytm also allows users to transfer any remaining UPI LITE balance to their linked bank account without any additional charges. With UPI LITE, users can carry out a large number of small-value UPI payments in a superfast manner without worrying about a cap on the number of bank transactions.

Once loaded, a UPI LITE wallet allows users to do instant transactions of up to ₹200, making the entire experience quick and seamless. A maximum of ₹2,000 can be added twice a day to UPI LITE, making the cumulative daily usage up to ₹4,000.

Paytm UPI provides a superfast and secure transaction experience, making it a popular choice for users across India. The addition of UPI LITE on the Paytm Super App is set to further enhance the user experience, making digital payments more accessible, reliable, and convenient for everyone.

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