The 8 smartest things to do with your money in your 30s

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Flickr / Nana B. Aeygi

If you've maxed out your 401(k), start contributing towards a Roth IRA.

After a decade of experimenting, failing, learning from those failures, and "figuring things out," you might find yourself in a more secure financial position once you hit your 30s.

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What do you do with excess money when you're no longer living paycheck to paycheck? And how do you prepare for big expenses you're bound to face in your 30s?

We spoke to Michael Solari, a certified financial planner at Solari Financial Planning, about the smartest things 30-somethings can do with their money to set themselves up for a prosperous future.

Here are eight smart places to start: